Basic Car Insurance

Install an anti-theft device in your car.

Insure your car and home with the same insurer.

Choose an insurer that does not add charges if your car is involved in an accident charged against a third party.

Ask for a discount if you have an accident-free and ticket-free record.

Insure all your cars with the same company.

Take advantage of the cheaper rates if you use your car only for pleasure driving.

Find an insurer that offers a discount for a nonsmoker or non-car-phone-user.

Choose a higher deductible for collision and/or comprehensive coverage.