Liability Insurance Coverage
Liability coverage provides a fixed amount of coverage for damages that an insured driver becomes legally liable to pay due to an accident or other negligence. It is either a combined single limit, or a split limit policy.
Combined single limit combines the property damage liability coverage and bodily injury coverage under one single combined limit. If an insured driver hits another vehicle and injures the driver, payments for the damages to the other driver’s car and payments for injury claims for the driver, would be paid under this same coverage.
Split limit liability coverage splits the coverage into property damage coverage and bodily injury coverage.