Other Ways to Trim Car Insurance Bill

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Steps to take to get the best possible deal on your auto insurance.

Drop collision and comprehensive on an old car. An old car’s, less than $2,000, insurance costs more than you would ever collect on a claim. Drop that part of the coverage and reduce the premium by 1/3.

Raise your deductible. Upping your out-of-pocket outlay three or four times can save you 15% or more.

Clean up your driving record. Drive safely, three years without a ticket or accident are usually enough to qualify for the lowest premiums available.

Boost your credit rating. Take steps to improve your score and lower your insurance rates.

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